Life Assurance Cover

Protection

Life Assurance Cover

It is possible to arrange life assurance to cover a whole variety of circumstances. In most instances, an individual (or a couple) should arrange life assurance for family protection purposes.

This will ensure that, in the event of death, the next of kin is provided with a cash lump sum or income to clear a mortgage, to meet any other bills that may arise and to cover day-to-day living expenses.

There are two basic types of life assurance; one providing cover over a specified period of time, (term assurance) the other providing cover throughout the whole of life (whole of life assurance).